Financial Tools
Affordability Calculator
Find out how much property you can afford based on Singapore's TDSR framework.
Find out how much property you can afford based on Singapore's TDSR framework.
Combined income for joint applicants
Car loans, credit cards, other loans
TDSR: Total Debt Servicing Ratio is capped at 55% in Singapore. This means your total monthly debt obligations (including mortgage) cannot exceed 55% of your gross monthly income. Banks use a stress-tested interest rate of 4% for assessment.